Swimsuits For All Credit Card

BreadFinance Pending

Back Apply Now

4

Benefits

1

Reward Categories

2x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: swimsuits-for-all-credit-card-v2

Issuer: BreadFinance

Card Name: Swimsuits For All Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 10:40

Last Scraped: Feb 16, 2026 10:42

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 1 Categories
PENDING
Category Rate Type Description Annual Cap Status
Purchases at Retailer Locations 2x Points Purchases made with your Swimsuits For All Credit Card Account at Swimsuits For All and its affiliated brands, including Woman Within, Roaman's, Jessica London, KingSize, BrylaneHome, and OneStopPlus.com. No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 4 Total
PENDING
Convenience 1
Online Account Management

Cardholders can easily manage their account, pay bills, and access account information online.

Financial 1
No Annual Fee
$0 annual fee

The credit card does not charge an annual fee.

Shopping 2
Special Financing Offers
Varies by offer

Cardholders may receive special financing offers on Swimsuits For All purchases.

Exclusive Cardholder Offers
Varies by offer

Cardholders receive exclusive offers and promotions throughout the year.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: The Swimsuits For All Credit Card v2, issued by BreadFinance, is a store-specific credit product primarily designed for purchases at Swimsuits For All. Eligibility requirements for 2026 include: applicant must be 18 years or older, possess a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), have a U.S. residential address, and demonstrate a fair to good credit history with no active bankruptcies or recent charge-offs. The typical bonus structure for new cardholders includes a percentage discount (e.g., 20-25%) on the first purchase made at Swimsuits For All, coupled with ongoing loyalty rewards (e.g., 5 points per dollar) for all qualifying purchases at the store. Store-specific restrictions apply, meaning benefits and rewards are primarily redeemable and earned within the Swimsuits For All ecosystem.

Max Cards Per Issuer: 2

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across BreadFinance products, excessive returns, suspicious purchase patterns (e.g., bulk gift card purchases if applicable), failure to make timely payments, opening multiple credit lines in a short period, and breaching cardholder agreement terms.

Cliff Effect Rules: Applicants may be ineligible for the new cardholder bonus if they have held a previous version of the 'Swimsuits For All Credit Card' within the last 12-24 months. Rewards and promotional offers are generally not stackable with other BreadFinance-issued store cards that target similar retail categories.

Special Events: Exclusive cardholder-only sales events, early access to new collections, birthday discounts, and special anniversary promotions.

Holiday Promos: Black Friday/Cyber Monday, Memorial Day Sale, 4th of July Sale, Labor Day Sale, End-of-Season Clearance, and various seasonal promotions (e.g., Summer Splash, Winter Getaway).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy to get approved, good discounts and promotions at Swimsuits For All, special financing offers available.

Top Negative:
High APR, limited use outside the specific store, reports of challenging customer service from Comenity, potential for deferred interest traps.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Capital One Platinum Secured Card
  • Discover it Secured Credit Card
  • Target RedCard

Card Value Score: 55.0 / 100

Est. Annual Rewards: $60.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0