Technet Professional Credit Card

Synchrony Pending

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4

Benefits

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Basic Information
PENDING

Program ID: technet-credit-card

Issuer: Synchrony

Card Name: Technet Professional Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 10:02

Last Scraped: Feb 17, 2026 10:04

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 4 Total
PENDING
Account Management 1
Online Account Access
Full online account management tools

Cardholders can conveniently manage their Synchrony Car Care™ account online, which includes making payments, viewing transactions, signing up for eBill, and accessing customer service.

Convenience 1
Wide Acceptance at Automotive and Gas Stations
Over 500,000 locations nationwide

The Synchrony Car Care™ credit card is accepted at over 500,000 automotive service and gas stations nationwide, providing flexibility for vehicle maintenance and fuel purchases.

Financial 1
No Annual Fee
$0 annual fee

There is no annual fee associated with the Synchrony Car Care™ credit card, allowing cardholders to save on recurring costs.

Shopping 1
Special Financing on Qualifying Purchases
6 months promotional financing on purchases of $199+

Enjoy 6 months promotional financing on purchases of $199 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR
Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
620 - 720
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The TechNet Credit Card, issued by Synchrony, is primarily a store-specific financing tool. Eligibility requires applicants to be a U.S. resident, 18 years or older, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and have a verifiable income source. A fair to good credit score (typically 640+ FICO) is generally required for approval. Application is typically online, with instant decisions often available. The primary 'bonus' or benefit is usually deferred interest financing offers (e.g., 0% APR for 6-12 months on qualifying purchases over a certain threshold, such as $299), or a one-time discount on the first purchase (e.g., 10-15% off). There are generally no traditional sign-up bonuses requiring a specific spend within a set timeframe.

Max Cards Per Issuer: 6

Min Spend Interval: Not applicable for traditional bonus spend; financing offers apply immediately to qualifying purchases.

Shutdown Risk Triggers: High cumulative credit limit across Synchrony accounts, excessive credit seeking (numerous recent applications), suspicious account activity, manufactured spending (less common for store cards but still a general trigger), breach of terms and conditions, or significant adverse changes in credit profile.

Cliff Effect Rules: Not applicable in the traditional sense for Synchrony store cards. Each card is generally independent, and eligibility or benefits for one Synchrony store card do not typically impact eligibility or bonus potential for another.

Special Events: Common retail sales events such as Black Friday in July, seasonal clearance events, anniversary sales, specific tech product launch promotions, and exclusive cardholder-only discount days.

Holiday Promos: Major U.S. holiday sales periods including Black Friday, Cyber Monday, Memorial Day, Labor Day, 4th of July, and extensive Christmas/New Year's sales.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Customers appreciate the special financing options for unexpected auto repairs, making large expenses more manageable.

Top Negative:
Common complaints include high standard APRs after promotional periods, limited acceptance outside of TechNet locations, and occasional issues with customer service.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Chase Freedom Unlimited
  • Discover it Cash Back
  • Citi Double Cash Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: October 2023