8
Benefits2
Reward Categories5x
Max Reward32.2%
APR FromBasic Information
PENDINGRewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| The Container Store Purchases | 5x | Points | Earn 5 points per $1 on Net New Purchases made with your Account at The Container Store, excluding gift cards, services (e.g., installation, design, delivery), and purchases at The Container Store Custom Closets. | No Cap | |
| All Other Purchases | 1x | Points | Earn 1 point per $1 on Net New Purchases made with your Account everywhere else Visa is accepted, excluding cash advances, balance transfers, unauthorized/fraudulent charges, interest charges, and fees. | No Cap |
Rewards Summary
PENDINGReward Type: Store Credit
Base Rate: 1x
Bonus Rate: 5x
Categories: 5x The Container Store
Quarterly Rotating: No
Expiration Policy: Reward certificates expire 90 days from issuance.
Point Value: 0.01¢
Redemption Penalties: Reward certificates cannot be used for gift cards, services, or previous purchases.
Benefits & Protections (Detailed) 8 Total
PENDINGFinancial 1
No Annual Fee
$0The credit card does not charge an annual fee.
Security 2
Online Account Management
Cardholders have access to online tools for managing their credit card account.
Secure Account Access
Cardholders benefit from secure and convenient access to their credit card account.
Shopping 5
First Purchase Discount
10% offCardholders receive a 10% discount on their first purchase made with The Container Store Credit Card.
6 Months Special Financing
6 Months Special Financing on purchases $299+Cardholders can receive 6 months of special financing on purchases of $299 or more made with The Container Store Credit Card.
12 Months Special Financing
12 Months Special Financing on purchases $750+Cardholders can receive 12 months of special financing on purchases of $750 or more made with The Container Store Credit Card.
18 Months Special Financing
18 Months Special Financing on purchases $1500+Cardholders can receive 18 months of special financing on purchases of $1500 or more made with The Container Store Credit Card.
Exclusive Cardmember Offers
VariesCardholders receive exclusive offers throughout the year.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 32.24% - 32.24%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 12 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Synchrony The Container Store Credit Card in 2026 requires applicants to be at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess a verifiable income. Approval is subject to creditworthiness, with Synchrony typically offering a wider range of credit score approvals for store-branded cards compared to general-purpose credit cards. New cardholders commonly receive an immediate discount on their first purchase (e.g., 10-20% off) or special promotional financing offers (e.g., 0% APR for a set period on qualifying purchases) upon account opening.
Max Cards Per Issuer: 4
Min Spend Interval: Store cards like The Container Store Credit Card typically do not feature traditional spend-based bonuses. Instead, benefits are usually immediate discounts or deferred financing. If a spend-based bonus were introduced, the interval would likely be a short period, such as 30-90 days from account opening.
Cliff Effect Rules: Synchrony does not have explicit 'card family' cliff rules. However, approval for new Synchrony credit products is heavily influenced by the total credit exposure and payment history across all existing Synchrony accounts. High existing credit limits or recent delinquencies with Synchrony can lead to automatic denials for new applications, effectively limiting the number of cards an individual can hold.
Special Events: New account opening discounts, deferred interest promotional financing offers (e.g., 0% APR for X months on qualifying purchases), exclusive cardholder-only sales events, birthday rewards, and special financing for large purchases.
Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season, Memorial Day, Labor Day, Back-to-School, and other seasonal sales events specific to The Container Store.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Users appreciate the special financing offers, especially 0% APR promotions for large purchases, and the convenience of exclusive discounts for frequent shoppers at The Container Store.
Top Negative:
Common complaints include high standard APR after promotional periods, the deferred interest trap if balances aren't paid in full, and the card's limited utility as it can only be used at The Container Store.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Amazon Store Card
- Discover it Secured Credit Card
Card Value Score: 55.0 / 100
Est. Annual Rewards: $75.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0