The Container Store Mastercard®

Synchrony Mastercard Pending

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8

Benefits

4

Reward Categories

5x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: the-container-store-mastercard

Issuer: Synchrony

Card Name: The Container Store Mastercard®

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 10:17

Last Scraped: Feb 17, 2026 10:19

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
The Container Store Purchases 5x Cash Back Net new purchases made at The Container Store and The Container Store Custom Closets. No Cap
Gas 2x Cash Back Net new purchases made at gas stations. No Cap
Groceries 2x Cash Back Net new purchases made at grocery stores. No Cap
All Other Purchases 1x Cash Back Net new purchases made everywhere else Mastercard is accepted. No Cap
Rewards Summary
PENDING

Reward Type: Points

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x The Container Store purchases

Quarterly Rotating: No

Expiration Policy: Points expire 24 months after they are earned. Reward certificates expire 90 days after issuance.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed) 8 Total
PENDING
Financial 1
No Annual Fee
$0

The Container Store Mastercard has no annual fee.

Security 2
Mastercard Zero Liability Protection
Full protection

Protects cardholders from unauthorized purchases made with their card. Cardholders are not held responsible for unauthorized transactions.

Mastercard ID Theft Protection
Identity theft resolution

Provides identity theft resolution services, including monitoring for suspicious activity, alerts, and assistance with identity restoration.

Shopping 4
Rewards Earning - The Container Store
5% back

Earn 5% back in Rewards on eligible purchases made at The Container Store with your Container Store Mastercard.

Rewards Earning - Gas & Groceries
2% back

Earn 2% back in Rewards on eligible gas and grocery purchases made with your Container Store Mastercard.

Rewards Earning - All Other Purchases
1% back

Earn 1% back in Rewards on all other eligible purchases made with your Container Store Mastercard.

Sign-up Bonus Reward
$40 Bonus Reward

Receive a $40 Bonus Reward when you open and use your Container Store Mastercard the same day.

Travel Insurance 1
Mastercard Global Service
Emergency assistance

Provides emergency assistance services to cardholders worldwide, including lost and stolen card reporting, emergency card replacement, and emergency cash advance.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: New cardholders for The Container Store Mastercard in 2026 are projected to receive a bonus such as 10% off their first purchase made at The Container Store, or a $50 statement credit after spending $500 outside The Container Store within the first 90 days of account opening. Eligibility requirements include being at least 18 years old (19 in AL and NE), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), demonstrating a stable income, and possessing a good to excellent credit score (typically 670+ FICO) for the Mastercard version. All applications are subject to Synchrony's credit underwriting standards and ability-to-pay assessment.

Max Cards Per Issuer: 6

Min Spend Interval: 90 days

Shutdown Risk Triggers: Manufactured spending, high credit utilization across multiple Synchrony accounts, sudden large purchases inconsistent with historical spending patterns, payment defaults or late payments, excessive credit seeking (numerous applications in a short timeframe), or suspected fraudulent activity.

Cliff Effect Rules: Synchrony does not typically enforce strict 'family' or 'lifetime' rules similar to some major issuers. However, they closely monitor a cardholder's total credit exposure across all Synchrony-issued accounts. Approval for new cards or credit limit increases may be impacted by existing Synchrony credit limits, payment history, and overall credit profile.

Special Events: Cardholders can anticipate frequent special financing offers (e.g., 0% APR for 6, 12, or 18 months on qualifying purchases at The Container Store), exclusive cardholder-only discounts during major sales events, and early access to new product launches or promotions.

Holiday Promos: Key promotional periods typically align with major retail holidays and seasonal events, including the Spring Organization Event (March-April), Back-to-School (July-August), Black Friday/Cyber Monday (November-December), and various other seasonal sales throughout the year.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Good rewards for frequent Container Store shoppers, easy application process, promotional financing options.

Top Negative:
High interest rates, rewards primarily useful at The Container Store, potential for customer service frustrations.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Amazon Prime Rewards Visa Signature
  • Target RedCard
  • Citi Custom Cash

Card Value Score: 65.0 / 100

Est. Annual Rewards: $220.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0