The Container Store Credit Card

Synchrony Pending

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6

Benefits

0

Reward Categories

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: the-container-store-store-card-synchrony

Issuer: Synchrony

Card Name: The Container Store Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 10:19

Last Scraped: Feb 17, 2026 10:21

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Cash Back

Bonus Rate: 0.05x

Categories: Purchases at The Container Store

Quarterly Rotating: No

Expiration Policy: Reward Certificates expire 12 months from the date of issuance.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Redemption Penalties: Reward Certificates are issued in $10 increments. A minimum purchase may be required for redemption. Reward Certificates cannot be combined with other offers or discounts.

Benefits & Protections (Detailed) 6 Total
PENDING
Lifestyle 1
Online Account Management
Online access

Cardholders can manage their account online, including viewing statements, making payments, and updating personal information.

Shopping 5
New Cardholder First Purchase Discount
10% off first purchase

New cardholders receive a 10% discount on their first purchase made with The Container Store Credit Card.

6-Month Special Financing
6 months no interest on qualifying purchases

No interest will be charged on qualifying purchases if paid in full within 6 months. Minimum monthly payments are required. If the promotional purchase is not paid in full, interest will be charged to your account from the purchase date.

12-Month Special Financing
12 months no interest on qualifying purchases

No interest will be charged on qualifying purchases if paid in full within 12 months. Minimum monthly payments are required. If the promotional purchase is not paid in full, interest will be charged to your account from the purchase date.

Exclusive Cardholder Offers
Varies by offer

Cardholders receive exclusive offers throughout the year.

Early Access to Sales
Early access

Cardholders receive early access to sales events at The Container Store.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, 18 or 24 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Not specified
Application Process
Not specified
Not specified
Not specified
Issuer Rules & Policies
PENDING

Rules: Eligibility for The Container Store Store Card requires applicants to be 18 years or older, possess a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), maintain a U.S. mailing address, and meet Synchrony's credit underwriting criteria, which typically requires fair to good credit. New cardholders often receive an initial discount (e.g., 10-15% off their first qualifying purchase) or special deferred interest financing offers (e.g., 0% APR for 6, 12, or 18 months on qualifying purchases). For deferred interest offers, interest accrues from the purchase date and will be charged if the promotional balance is not paid in full by the end of the promotional period. Specific promotional terms are subject to change annually.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for traditional bonus spend. Promotional offers (e.g., initial discounts or special financing) are typically applied immediately at the point of sale or for purchases made within a very short initial period (e.g., 30 days) after account opening.

Shutdown Risk Triggers: Common triggers for Synchrony account shutdown include: high cumulative credit limit across multiple Synchrony accounts relative to reported income, missed or consistently late payments on any Synchrony account, suspected fraudulent activity, frequent large returns (especially after utilizing promotional financing), opening multiple Synchrony accounts in a short timeframe (e.g., 3+ in 6 months), or abuse of promotional offers or return policies.

Cliff Effect Rules: Not applicable. The Container Store Store Card is a standalone product and does not have a complex family of cards that would trigger 'cliff effects' based on holding other versions or reaching specific spending tiers.

Special Events: Key special events often tied to cardholder benefits include: the annual 'Elfa Sale' (typically early in the year), 'Custom Closets' design and installation promotions, seasonal organization events (e.g., Back-to-School, Holiday Decorating), and potential exclusive cardholder-only shopping events or early access to major sales.

Holiday Promos: Anticipated holiday and promotional periods for 2026 include: Black Friday / Cyber Monday (late November), Christmas / Post-Christmas Sales (December), New Year / January White Sales, Mother's Day / Father's Day (May/June), Back-to-School (July/August), and Labor Day Sales (September).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Good for financing large purchases at The Container Store; frequent special discounts and promotions; relatively easy to get approved for store-specific spending.

Top Negative:
High APR after promotional periods; limited utility outside of The Container Store; customer service can be inconsistent; low initial credit limits reported by some users.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Capital One Platinum Credit Card
  • Discover it Secured Credit Card
  • Lowe's Advantage Card (Synchrony)

Card Value Score: 65.0 / 100

Est. Annual Rewards: $75.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0