1
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGBenefits & Protections (Detailed) 1 Total
PENDINGShopping 1
Special Financing Offers
Varies by promotionCardholders may be eligible for special financing promotions on qualifying purchases made at The Flooring Outlet. These offers are subject to credit approval and require minimum monthly payments. Specific terms (e.g., deferred interest, interest-free periods) vary by promotion and should be confirmed in-store.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDINGInterest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 24 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: For 2026, the 'the-flooring-outlet-credit-card' from Synchrony is expected to primarily offer promotional financing options, such as deferred interest (e.g., 'No interest if paid in full within X months') on qualifying purchases made exclusively at The Flooring Outlet. Eligibility requirements for new applicants are anticipated to remain consistent with Synchrony's standard criteria: applicants must be 18 years or older (19 in AL, NE), possess a valid U.S. government-issued photo ID, have a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), maintain a U.S. mailing address (no P.O. boxes), and meet Synchrony's creditworthiness standards, including credit score, income, and debt-to-income ratio. This card is specifically for purchases at The Flooring Outlet.
Max Cards Per Issuer: 7
Min Spend Interval: N/A for traditional sign-up bonus; promotional financing terms apply to specific purchases.
Cliff Effect Rules: Not applicable for specific card family bonus restrictions; Synchrony's assessment of overall credit exposure and risk across all its products will influence new application approvals and credit limit decisions.
Special Events: The Flooring Outlet cardholders can anticipate special financing offers and potential discounts during seasonal sales events (e.g., Spring, Fall, Year-End Clearance), major holiday promotions (e.g., Black Friday, Memorial Day), and specific product category promotions throughout 2026.
Holiday Promos: Major holiday periods such as Black Friday, Cyber Monday, Christmas/New Year, Memorial Day, Labor Day, and Independence Day are common times for The Flooring Outlet to offer enhanced financing terms or special discounts for cardholders.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.8 / 5.0
Top Positive:
Easy approval process, offers valuable special financing for large home improvement purchases, and provides convenient monthly payment options.
Top Negative:
High interest rates after promotional periods, reports of challenging customer service experiences, and limited utility outside of the specific store.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Lowe's Advantage Card
- Chase Freedom Unlimited
- Capital One QuicksilverOne
Card Value Score: 45.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 80.0%
Version Control
PENDINGVersion ID: v2023-10