Tire Discounters Credit Card

Synchrony Pending

Back Apply Now

0

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: tire-discounters-credit-card

Issuer: Synchrony

Card Name: Tire Discounters Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 17:59

Last Scraped: Feb 05, 2026 13:12

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Store Credit

Base Rate: 0x

Bonus Rate: 5x

Categories: Tire Discounters Purchases

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Store credit typically expires 12-24 months after issuance or with account inactivity.

Point Value: 1¢

Travel Portal Multiplier: 0x

Transfer Partners: N/A

Redemption Penalties: Minimum redemption amount may apply (e.g., $5 increments).

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$0

Cash Back

Requirement: Spend $0 in 0 days

Timing: No specific sign-up bonus or welcome offer (e.g., cash back, statement credit, or points for new cardmembers upon meeting a spending threshold) was found on the Tire Discounters financing page or the associated Synchrony application page as of the current date. The card primarily offers special financing promotions (e.g., 6, 12, 18 months special financing) rather than a traditional welcome bonus. Please note that credit card offers are dynamic and subject to change, especially by January 2026.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: N/A
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ If you do not pay the full promotional balance by the end of the promotional period, interest will be charged to your account from the purchase date.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 750
Good
Hard Pull Only
Application Process
Not Available
Not Available
Varies (Experian, TransUnion, Equifax)
Issuer Rules & Policies
PENDING

Rules: Eligibility requirements for the Tire Discounters Credit Card (Synchrony) in 2026 include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and having a verifiable income. Approval is subject to creditworthiness and Synchrony Bank's underwriting criteria. New accounts may qualify for special promotional financing offers, such as 0% APR for a specified period on qualifying purchases over a certain amount. Specific offers vary and are subject to change. Store-specific restrictions apply, meaning the card is primarily for purchases at Tire Discounters locations or authorized affiliates.

Max Cards Per Issuer: 5

Min Spend Interval: Promotional financing periods typically range from 6 to 24 months, depending on the specific offer and purchase amount.

Shutdown Risk Triggers: High cumulative credit limit across all Synchrony accounts, prolonged account inactivity, repeated late payments, defaulting on promotional financing terms, excessive applications for Synchrony products in a short period, or suspected fraudulent activity.

Cliff Effect Rules: Not applicable. Store-specific credit cards typically do not have 'card families' or upgrade/downgrade paths that trigger cliff effects on benefits.

Special Events: Seasonal sales events (e.g., Spring Tire Sale, Fall Maintenance Event), grand openings, customer appreciation days, or specific product launch promotions at Tire Discounters.

Holiday Promos: Black Friday/Cyber Monday, Memorial Day, Labor Day, 4th of July, and year-end holiday sales periods.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Easy approval process, useful for financing large auto repairs/tire purchases with deferred interest, no annual fee, exclusive cardholder offers.

Top Negative:
High APR if promotional financing terms are not met, customer service can be inconsistent, initial credit limits may be low, deferred interest can be confusing.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • Goodyear Credit Card
  • Mission Lane Visa® Credit Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $75.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0