Town Fair Tire Credit Card

Synchrony Pending

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0

Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: town-fair-tire-credit-card

Issuer: Synchrony

Card Name: Town Fair Tire Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 14:17

Last Scraped: Feb 05, 2026 13:11

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony Bank provides assistance to eligible active duty Servicemembers and their families, who may be entitled to benefits under the Servicemembers Civil Relief Act (SCRA) or the Military Lending Act (MLA).

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Special Financing & Store Discounts

Base Rate: 0x

Bonus Rate: 0x

Categories: As of January 2026, specific reward details for the Town Fair Tire Credit Card are not publicly available or predictable this far in advance. Historically, this card primarily offers special financing promotions (e.g., 0% APR for X months on qualifying purchases) and occasional exclusive discounts for purchases made directly at Town Fair Tire locations. It does not operate a traditional points-earning rewards program with categories, travel portals, or transfer partners.

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Rewards are typically immediate discounts or special financing terms; no points to expire.

Point Value: 0¢

Travel Portal Multiplier: 0x

Transfer Partners: N/A - Not a travel rewards card.

Redemption Penalties: N/A - Rewards are typically applied at point of sale or as financing terms.

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$50

Cash Back

Requirement: Spend $299 in 30 days

Timing: Discount applied at the point of sale for the qualifying first purchase, or as a statement credit on the first billing cycle.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: N/A
Cash Advance: N/A
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Hard Pull Only
Application Process
Not Available
Not Available
TransUnion
Issuer Rules & Policies
PENDING

Rules: The Town Fair Tire Credit Card, issued by Synchrony, primarily offers special financing options for purchases made at Town Fair Tire locations. Eligibility requirements for 2026 include being at least 18 years of age, a U.S. resident, possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meeting Synchrony's creditworthiness criteria. New cardholders may receive introductory offers such as a discount on their first purchase or a specific promotional financing period. Standard promotional financing terms (e.g., 6, 12, 18, 24 months deferred interest) are available on qualifying purchases, with standard APR applying if the promotional balance is not paid in full by the end of the promotional period.

Max Cards Per Issuer: 7

Min Spend Interval: N/A (promotional financing terms vary)

Shutdown Risk Triggers: High cumulative credit limit across all Synchrony accounts, missed or late payments on any Synchrony account, suspected fraudulent activity, excessive returns, inactivity followed by a very large purchase, and abuse of promotional financing terms. While less common for store cards, manufactured spending could also be a trigger if detected.

Cliff Effect Rules: Synchrony does not typically have 'card family' rules that impact bonus eligibility across different card products. However, Synchrony actively manages overall credit exposure. Accumulating a high total credit limit across multiple Synchrony-issued cards can lead to denials for new applications or credit limit reductions on existing accounts, regardless of individual card performance.

Special Events: Seasonal tire sales (e.g., Spring, Fall), promotions on specific tire brands, installation discounts, 'Buy X Get Y Free' tire offers, and bundled maintenance service promotions (e.g., alignment with tire purchase).

Holiday Promos: Major travel holidays (Memorial Day, Fourth of July, Labor Day), Black Friday/Cyber Monday, End-of-year/New Year sales (often for winter tires or general maintenance), and Tax season promotions.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy financing options for tire and auto services, no annual fee, convenient for regular Town Fair Tire customers.

Top Negative:
High interest rates if promotional financing terms are not met, limited use outside of Town Fair Tire, potential for deferred interest charges.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Discover it Cash Back
  • Chase Freedom Flex
  • Citi Custom Cash

Card Value Score: 70.0 / 100

Est. Annual Rewards: $200.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: January 2024

Last Updated: Jan 01, 2024 00:00