Capital One Venture Rewards Credit Card

Capital One Mastercard Pending

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16

Benefits

2

Reward Categories

5x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: venture

Issuer: Capital One

Card Name: Capital One Venture Rewards Credit Card

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 11:50

Last Scraped: Feb 06, 2026 13:18

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
Hotels & Rental Cars (Capital One Travel) 5x Miles Earn 5X miles on hotels and rental cars booked through Capital One Travel. No Cap
All Other Purchases 2x Miles Earn unlimited 2X miles on every purchase, every day. No Cap
Rewards Summary
PENDING

Reward Type: Miles

Base Rate: 2x

Bonus Rate: 5x

Categories: 5x on hotels and rental cars booked through Capital One Travel

Quarterly Rotating: No

Expiration Policy: Miles do not expire for the life of the account.

Point Value: 0.01¢

Travel Portal Multiplier: 2.5x

Transfer Partners: Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Turkish Airlines Miles&Smiles, Wyndham Rewards, Accor Live Limitless, Avianca LifeMiles, Cathay Pacific Asia Miles, Choice Privileges, EVA Air Infinity MileageLands, Finnair Plus, Flying Blue (Air France-KLM), Qantas Frequent Flyer, Singapore Airlines KrisFlyer, TAP Miles&Go, Virgin Red

Redemption Penalties: Cash back redemptions yield 0.5 cents per mile.

Benefits & Protections (Detailed) 16 Total
PENDING
Lifestyle 1
CreditWise from Capital One
Free credit monitoring

Access your credit score and monitor your credit report for changes and potential fraud alerts, all for free.

Purchase Protection 1
Extended Warranty Protection
Up to 1 additional year

Extends the manufacturer's warranty on eligible items purchased with your card for an additional period, typically up to one year.

Rewards 1
Refer a Friend Bonus
Bonus miles per referral

Earn bonus miles for each friend you refer who is approved for a Capital One credit card.

Security 3
$0 Fraud Liability
$0 liability

You are not responsible for unauthorized charges if your card is lost or stolen.

Virtual Card Numbers (Eno)
Enhanced online security

Generate unique virtual card numbers for online shopping to help protect your actual card number from being compromised. Provided by Eno.

Security Alerts
Real-time alerts

Receive alerts for suspicious activity on your account.

Travel Benefits 4
Global Entry or TSA PreCheck Application Fee Credit
Up to $100 credit

Receive a statement credit of up to $100 for the application fee for Global Entry or TSA PreCheck. Available every 4 years.

No Foreign Transaction Fees
0% foreign transaction fees

Pay no extra fees on purchases made outside the United States.

Capital One Travel Price Match Guarantee
Price match

If you find a lower price on an eligible flight, hotel, or rental car within 24 hours of booking through Capital One Travel, Capital One will match it.

Capital One Travel Price Drop Protection
Price drop refund

If the price of your flight drops after you book through Capital One Travel, you may be eligible for a refund of the difference.

Travel Insurance 3
Travel Accident Insurance
Coverage for covered losses

Get automatic insurance for a covered loss at no extra charge when you use your Venture card to purchase your common carrier fare.

Auto Rental Collision Damage Waiver
Coverage for damage/theft

Provides secondary coverage for damage due to collision or theft for most rental cars when you rent an eligible vehicle with your card and decline the rental company's collision insurance.

Lost Luggage Reimbursement
Reimbursement for lost/damaged luggage

If your checked or carry-on luggage is lost or damaged by the common carrier, you can be reimbursed for the actual cost of repairing or replacing your luggage and its contents.

Travel Rewards 3
Unlimited 2X Miles on Purchases
2X miles per $1

Earn an unlimited 2 miles for every dollar spent on all purchases, every day.

5X Miles on Capital One Travel Bookings
5X miles per $1

Earn 5 miles for every dollar spent on hotels and rental cars booked through Capital One Travel.

Transfer Miles to Travel Partners
15+ travel partners

Transfer your accumulated miles to over 15+ leading airline and hotel loyalty programs.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $100

TSA PreCheck Credit: $85

Sign-Up Bonus
PENDING

75,000

Points/Miles

Requirement: Spend $4,000 in 90 days

Fee Structure
PENDING
Annual Fee: $95.00
Year 1 Waived: No
Effective Annual Fee: $95.00
Authorized User Fee: $0.00
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: 3% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the standard APR.
Cash Advance: Either $5 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 21.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
740 - 850
Excellent
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Applicants are generally eligible for the Venture card bonus if they have not received a new cardmember bonus for any Venture-branded credit card (including Venture, Venture X, or VentureOne) within the last 48 months, and do not currently hold a Venture-branded credit card. The Venture X card specifically carries a 'once per lifetime' bonus restriction, which may influence eligibility for other Venture family cards. Capital One typically limits new card applications to one every six months. They are known to pull credit reports from all three major bureaus (Experian, Equifax, TransUnion). Approval requires excellent credit, a minimum age of 18, and U.S. residency.

Max Cards Per Issuer: 2

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit cycling, rapid application for multiple Capital One cards, high cumulative credit limit across Capital One accounts, sudden drastic changes in spending patterns inconsistent with historical behavior, and failure to pay on time.

Cliff Effect Rules: Bonus eligibility for Venture cards is often restricted if you currently hold or have recently held another card within the Venture family (Venture, Venture X, VentureOne) or have received a bonus from a Venture family card within a specific timeframe (e.g., 48 months). The Venture X specifically has a 'once per lifetime' bonus restriction, which is a significant factor in overall Venture family bonus strategy.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.2 / 5.0

Top Positive:
Flat 2x miles on all purchases, flexible travel redemption options, valuable sign-up bonus, no foreign transaction fees, TSA PreCheck/Global Entry credit.

Top Negative:
Annual fee, limited high-value transfer partners compared to competitors, general Capital One customer service issues, high APR if carrying a balance.

Approval Experience: 85.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred
  • Capital One SavorOne
  • American Express Gold Card

Card Value Score: 88.0 / 100

Est. Annual Rewards: $405.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0