Capital One VentureOne Rewards Credit Card
Basic Information
Program ID: ventureone
Issuer: Capital One
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 15:55
Last Scraped: 01/15/2026 15:56
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | N/A |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 15 months
Intro BT APR: 0.00%
Intro BT Duration: 15 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $20,000.00
Spending Requirement: $500.00
Time Period: 90 days
Bonus Timing: Bonus miles are typically credited to your account within 1-2 billing cycles after you meet the spending requirement, often appearing shortly after the statement closing date in which the requirement was met.
Rewards Program
Reward Type: Miles
Base Reward Rate: 1.25%
Bonus Reward Rate: 5.00%
Bonus Categories: 5x Hotels, 5x Rental Cars (booked through Capital One Travel)
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as account is active
Transfer Partners: Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Emirates Skywards, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Virgin Red, Accor Live Limitless, Wyndham Rewards
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
- Global Entry Credit: $0.00
- TSA PreCheck Credit: $0.00
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Eligibility for the VentureOne sign-up bonus typically requires that you are a new cardholder for this specific product and have not received a sign-up bonus for any Capital One Venture-branded card (including Venture, VentureOne, or Venture X) within the last 48 months. Capital One also generally restricts new card applications to one every six months and may limit the total number of Capital One cards an individual can hold. Applicants must have excellent credit, be at least 18 years old, and be a U.S. resident.
Maximum Cards Per Issuer: 2
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across Capital One accounts, rapid succession of new credit applications (even if denied), sudden and uncharacteristic spending patterns, payment defaults, or abuse of return policies.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.9 / 5.0
Top Positive Feedback:
No annual fee, simple flat-rate travel rewards, flexible redemption, good for everyday spending.
Top Negative Feedback:
Lower earning rate than premium travel cards, no bonus categories, requires good credit for approval.
Approval Experience Score: 78.0 / 100
Recommended Alternatives
- Capital One Venture X Rewards Credit Card
- Capital One SavorOne Cash Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
Card Value Score: 72.5 / 100
Est. Annual Rewards: $225.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 100% General / 0% Store
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: 2024-05