15
Benefits1
Reward Categories1.3x
Max Reward20%
APR FromBasic Information
PENDINGRewards Program (Detailed) 1 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| All Other Purchases | 1.25x | Miles | Earn unlimited 1.25X miles on every eligible purchase, every day. | No Cap |
Rewards Summary
PENDINGReward Type: Miles
Base Rate: 1.25x
Bonus Rate: 5x
Categories: 5x on hotels and rental cars booked through Capital One Travel
Quarterly Rotating: No
Expiration Policy: Miles don't expire for the life of the account.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Emirates Skywards, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Virgin Red, Wyndham Rewards, Accor Live Limitless
Redemption Penalties: Reduced value when redeeming for cash back or gift cards (0.5 cents per mile).
Benefits & Protections (Detailed) 15 Total
PENDINGLifestyle 1
Visa Signature Concierge Services
24/7 personal assistanceEnjoy 24/7 complimentary access to a dedicated personal assistant for help with travel planning, dinner reservations, event tickets, and more.
Purchase Protection 2
Extended Warranty Protection
Adds 1 year to eligible warrantiesExtends the manufacturer's original U.S. warranty by an additional year on eligible items purchased with your VentureOne card, for warranties of three years or less. Coverage is up to $10,000 per claim and $50,000 per cardholder.
Purchase Security
Up to $500 per claimCovers eligible new purchases made with your VentureOne card against theft or damage for 90 days from the date of purchase. Coverage is up to $500 per claim and $50,000 per cardholder.
Rewards 1
Unlimited 1.25 Miles per dollar
1.25 Miles per dollarEarn unlimited 1.25 Miles per dollar on every purchase, every day, with no rotating categories or sign-ups needed to earn rewards.
Security 5
$0 Fraud Liability
$0 LiabilityIf your card is lost or stolen, you're covered by $0 Fraud Liability, meaning you won't be held responsible for unauthorized charges.
Account Alerts
Real-time notificationsReceive alerts for suspicious activity or when certain transactions occur on your account.
Virtual Card Numbers
Enhanced online securityGenerate unique virtual card numbers for online purchases to help protect your actual card number from being compromised.
Security Alerts
Real-time fraud notificationsGet notified of potential fraud or suspicious activity on your account.
Card Lock
Instant card controlInstantly lock your credit card from your mobile device or computer if it's lost or stolen, preventing new purchases.
Travel 3
No Foreign Transaction Fees
No feesPay no foreign transaction fees on any purchases made outside of the United States.
Roadside Dispatch
24/7 access to roadside assistance (fees apply)A pay-per-use referral service that provides 24-hour access to roadside assistance services like towing, tire changing, jump starting, lockout service, and fuel delivery. Fees apply for services rendered.
Travel and Emergency Assistance Services
24/7 referral services (costs apply)Provides a range of emergency services when you're away from home, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholders are responsible for the cost of any services received.
Travel Insurance 3
Travel Accident Insurance
Up to $250,000Provides coverage for accidental death or dismemberment when you purchase your common carrier tickets with your eligible VentureOne card.
Auto Rental Collision Damage Waiver
Secondary coverageProvides secondary coverage for damage due to collision or theft for most rental cars when you pay for the rental with your eligible VentureOne card and decline the rental company's insurance.
Lost Luggage Reimbursement
Up to $3,000 per tripReimburses you for the replacement of your checked or carry-on luggage and its contents if lost or stolen when traveling on a common carrier and you paid for the ticket with your eligible VentureOne card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $0.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | 3% of the amount of each requested transfer. |
| Cash Advance: | 5% of the amount of each cash advance, but not less than $5. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 19.99% - 29.99%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 15 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Capital One VentureOne Rewards Credit Card for Good Credit typically offers a sign-up bonus (e.g., 20,000 miles) after meeting a specified spending threshold within the initial months. Eligibility for the bonus generally requires applicants to not currently hold the VentureOne card and not have received a bonus for this specific card product within the last 24-48 months (exact period subject to change by Capital One). Applicants must have 'good credit,' typically defined as a FICO score in the 670-739 range, a history of on-time payments, and low credit utilization. Capital One also enforces application restrictions: generally, no more than one Capital One credit card approval every six months, and a soft limit of two new Capital One credit card approvals within a 24-month period. These rules are subject to Capital One's internal review and may vary.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: Capital One enforces strict application rules, often referred to as '1/6' (one approval every six months) and '2/24' (two approvals every 24 months) across all its credit card products. While the Venture X card has a specific 'once per lifetime' bonus restriction, this rule does not directly apply to the VentureOne card's sign-up bonus. However, general Capital One bonus eligibility rules apply, meaning you may not be eligible for a bonus if you currently hold the VentureOne card or have received its bonus within a recent timeframe (e.g., 24-48 months). Exceeding Capital One's internal credit limit exposure across all your cards can also lead to application denials or account closures.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.0 / 5.0
Top Positive:
No annual fee, flat-rate 1.25 miles per dollar on all purchases, flexible travel redemption, sign-up bonus, good for simple travel rewards.
Top Negative:
Lower reward rate compared to premium travel cards, no bonus categories for accelerated earning, may not be ideal for very high spenders or those who prefer cash back.
Approval Experience: 80.0 / 100
Recommended Alternatives
- Capital One SavorOne Rewards Credit Card
- Capital One Quicksilver Rewards Credit Card
- Chase Freedom Unlimited
Card Value Score: 75.0 / 100
Est. Annual Rewards: $225.00
Approval Probability: 80.0%
Version Control
PENDINGVersion ID: v1.0