Capital One VentureOne Rewards Credit Card

Capital One Visa Standard Pending

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Benefits

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Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: ventureone-rewards-for-good-credit

Issuer: Capital One

Card Name: Capital One VentureOne Rewards Credit Card

Card Type: Credit

Network: Visa

Card Tier: Standard

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 16:16

Last Scraped: Jan 15, 2026 16:18

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Miles

Base Rate: 1.25x

Bonus Rate: 5x

Categories: 1.25x All Purchases, 5x Hotels & Rental Cars booked through Capital One Travel

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Miles do not expire for the life of the account.

Point Value: 0.01¢

Travel Portal Multiplier: 5x

Transfer Partners: Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air Infinity MileageLands, Finnair Plus, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Virgin Red, Accor Live Limitless, Wyndham Rewards

Redemption Penalties: None for standard travel redemptions.

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

20,000

Points/Miles

Requirement: Spend $500 in 90 days

Timing: Bonus miles are typically posted to your account within 2 billing cycles (approximately 8-12 weeks) after meeting the spending requirement. In many cases, they may appear sooner, often within a few days after the statement closes in which the spending threshold was met.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.00%
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: 3% of the amount of each transfer
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 29.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Supported
Application Process
Available
Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: For 2026, the Capital One VentureOne Rewards for Good Credit card is designed for applicants with 'good credit' (typically FICO scores in the 670-739 range). Eligibility requires a strong credit history, responsible credit management, and sufficient income. Capital One generally restricts new card applications to one every six months (1/6 rule). Applicants are typically not eligible for a sign-up bonus if they have received a bonus for the VentureOne card (or a substantially similar product) within the last 48 months. While the 'once per lifetime' bonus restriction is specifically tied to premium cards like Venture X, Capital One maintains strict internal rules regarding bonus eligibility across its product lines, often limiting bonuses to new customers or those who haven't held the specific product recently. Capital One also considers the number of existing credit accounts opened recently (similar to a 5/24 analogue, though not identical to Chase's rule) and the total credit exposure with the issuer.

Max Cards Per Issuer: 2

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit cycling, high cumulative credit limit across Capital One accounts, rapid application for multiple credit products (especially within Capital One), sudden uncharacteristic spending patterns, repeated balance transfers to new cards for bonus qualification, or failure to adhere to cardholder agreements.

Cliff Effect Rules: Capital One has a general policy of limiting the number of bonuses an individual can receive within a product family or for similar products over a specific period. While VentureOne is distinct from Venture X, the explicit 'once per lifetime' bonus restriction for Venture X highlights Capital One's strict stance on bonus eligibility for its travel rewards cards. This implies that while you may hold both VentureOne and Venture X, receiving a bonus for one may impact eligibility for a bonus on a similar product if not enough time has passed or if internal rules deem them too similar. Generally, you cannot receive a bonus for the same card product if you've had it recently.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.0 / 5.0

Top Positive:
No annual fee travel rewards, unlimited miles on every purchase, easy redemption for travel, good for building credit history with travel benefits.

Top Negative:
Lower earning rate compared to premium travel cards, limited travel perks, miles value is fixed at 1 cent per mile.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • Capital One Venture X Rewards Credit Card
  • Capital One Venture Rewards Credit Card
  • Capital One SavorOne Cash Rewards Credit Card

Card Value Score: 75.0 / 100

Est. Annual Rewards: $225.00

Approval Probability: 88.0%

Version Control
PENDING

Version ID: v1.0