0
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Miles
Base Rate: 1.25x
Bonus Rate: 5x
Categories: 5x on hotels and rental cars booked through Capital One Travel; 1.25x on all other purchases
Quarterly Rotating: No
Expiration Policy: Points do not expire as long as account is active
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: Air Canada Aeroplan, British Airways Executive Club, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, Finnair Plus, Flying Blue (Air France-KLM), Qantas Frequent Flyer, Singapore Airlines KrisFlyer, Turkish Airlines Miles&Smiles, Virgin Red, Accor Live Limitless, Wyndham Rewards
Redemption Penalties: None for standard travel redemptions
Benefits & Protections (Detailed)
No Card Benefits Available
Click "Get Data" button below to fetch card benefits for this card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Global Entry Credit: $0
TSA PreCheck Credit: $0
Sign-Up Bonus
PENDING20,000
Points/MilesRequirement: Spend $500 in 90 days
Timing: Bonus miles are typically credited to your account within 1-2 billing cycles (approximately 4-8 weeks) after meeting the spending requirement.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $0.50 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | 3% of the amount of each transfer |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 29.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility: Must be actively enrolled in an accredited higher education institution (college, university, or equivalent), be 18 years or older, and possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Designed for individuals with limited or no prior credit history, requiring proof of income (e.g., part-time job, stipend, financial aid) to demonstrate repayment capacity. Bonus Rule (Hypothetical for 2026): Earn 20,000 Miles after spending $500 on purchases within the first 3 months of account opening (equivalent to $200 in travel rewards). Application Rules: Capital One typically limits new card approvals to one every six months. Applicants are generally restricted to holding a maximum of 2-3 Capital One credit cards at any given time, though this can vary based on credit profile and relationship with Capital One. Approval for student cards is often more lenient regarding credit history but still considers overall credit profile and existing Capital One relationships.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: While the premium Capital One Venture X card has a strict 'once per lifetime' bonus restriction, this specific rule does not directly apply to the VentureOne Student's bonus. However, Capital One generally restricts customers from earning multiple bonuses on the same or very similar product lines. Upgrading from a VentureOne Student card to a standard VentureOne or Venture card may make you ineligible for a bonus on the upgraded card if Capital One considers them part of the same product family or if you've recently received a bonus from a Venture-family card. Capital One also has internal rules regarding product changes and bonus eligibility that can impact future bonus opportunities.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.0 / 5.0
Top Positive:
Excellent for building credit with no annual fee and no foreign transaction fees, offering simple travel rewards and a decent sign-up bonus.
Top Negative:
Credit limits can be low, and the rewards rate, while good for a student card, is lower than premium travel cards.
Approval Experience: 85.0 / 100
Recommended Alternatives
- Capital One SavorOne Student Cash Rewards Credit Card
- Capital One Quicksilver Student Cash Rewards Credit Card
- Discover it Student Cash Back
Card Value Score: 80.0 / 100
Est. Annual Rewards: $112.50
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0