0
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed)
No Card Benefits Available
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Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
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Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Veritiv Credit Card, issued by Synchrony, is a commercial credit facility designed for businesses to purchase products and services directly from Veritiv. Eligibility requirements for 2026 include: 1) Applicant must be a registered business entity (e.g., LLC, Corporation, Sole Proprietorship with EIN) operating in the USA. 2) The business must demonstrate good creditworthiness, typically through a business credit check. 3) An authorized signer with legal authority to bind the business is required. 4) A personal guarantee from business owners may be required, especially for newer or smaller businesses. Bonus rules are generally not in the form of traditional sign-up bonuses but rather ongoing benefits such as extended payment terms (e.g., Net 30, Net 60), potential volume discounts, or special financing offers on Veritiv purchases, which are communicated directly to cardholders.
Max Cards Per Issuer: 1
Min Spend Interval: N/A - Commercial card benefits are tied to ongoing purchases and payment terms, not a specific sign-up bonus spend interval.
Cliff Effect Rules: Not applicable. This is a commercial store card; consumer-focused 'cliff effect' rules (e.g., Chase 5/24) do not apply to this product.
Special Events: Periodic promotional financing offers, deferred payment options, or volume-based discounts on Veritiv purchases are common. These are typically communicated directly to cardholders or through Veritiv's sales and marketing channels, rather than broadly advertised 'special events'.
Holiday Promos: Less common for B2B commercial cards compared to consumer retail cards. Any promotions would generally align with Veritiv's specific business sales cycles or inventory management rather than traditional consumer holiday periods.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.5 / 5.0
Top Positive:
Convenient for purchasing business supplies; Helps manage business expenses; Access to credit for business needs.
Top Negative:
Potentially high interest rates; Limited use outside Veritiv; General Synchrony customer service concerns.
Approval Experience: 70.0 / 100
Recommended Alternatives
- U.S. Bank Business Leverage Visa Signature Card
- Ink Business Preferred Credit Card
- Staples Business Credit Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v2023-10-01