Vevano Home Credit Card

Synchrony Pending

Back Apply Now

0

Benefits

0

Reward Categories

—

Max Reward

27%

APR From
Basic Information
PENDING

Program ID: vevano-home-credit-card

Issuer: Synchrony

Card Name: Vevano Home Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 13:41

Last Scraped: Feb 05, 2026 13:09

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony offers SCRA benefits for eligible active-duty servicemembers, including an interest rate reduction to 6% APR on balances incurred prior to active duty.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Statement Credit

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x on Vevano Home purchases

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Rewards do not expire as long as the account is active and in good standing.

Point Value: 0.01¢

Travel Portal Multiplier: 0x

Redemption Penalties: None

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$200

Cash Back

Requirement: Spend $2,000 in 180 days

Timing: Statement credit typically applied within 1-2 billing cycles after meeting the spending requirement.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: N/A
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 26.99% - 29.99%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 740
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Application Eligibility: Applicants must be 18 years or older (19 in AL/NE), a U.S. resident with a valid SSN or ITIN, and meet Synchrony's creditworthiness criteria. Approval is subject to credit history review, and existing Synchrony account history and recent credit inquiries may influence the decision. Bonus Rule: The primary 'bonus' for the Vevano Home Credit Card typically involves promotional financing offers (e.g., 0% APR for X months on qualifying Vevano Home purchases over a specified minimum amount) or a one-time discount on the first Vevano Home purchase (e.g., 10% off). Specific terms and minimum purchase requirements apply to these offers.

Max Cards Per Issuer: 5

Min Spend Interval: N/A for traditional spend bonus; immediate for first purchase discount.

Shutdown Risk Triggers: Manufactured spending (less common for store cards), high cumulative credit limit across all Synchrony accounts, excessive recent credit applications, abuse of promotional financing terms, repeated late payments, prolonged account inactivity, and any breach of terms and conditions.

Cliff Effect Rules: Synchrony does not typically enforce strict 'card family' rules like some other major issuers. The primary 'cliff effect' relates to overall credit exposure; a high cumulative credit limit across all Synchrony accounts (including other store cards) may lead to application denials or credit line reductions on existing cards, rather than specific card family restrictions.

Special Events: Exclusive cardholder-only sales events, double rewards days on Vevano Home purchases, early access to new product launches, and special financing offers tied to Vevano Home's seasonal and promotional campaigns.

Holiday Promos: Black Friday/Cyber Monday, Memorial Day, Labor Day, 4th of July, Christmas/New Year's, and other seasonal sales events specific to home goods and furnishings.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Excellent for financing large home improvement projects; offers flexible payment options; easy to apply for in-store.

Top Negative:
High interest rates after promotional periods; limited utility outside Vevano Home; customer service can be inconsistent.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Lowe's Advantage Card
  • Synchrony HOME Credit Card
  • Home Depot Consumer Credit Card

Card Value Score: 60.0 / 100

Est. Annual Rewards: $250.00

Approval Probability: 70.0%

Version Control
PENDING

Version ID: v1.0

Last Updated: Oct 26, 2023 00:00