Vintage King Audio Credit Card

Synchrony Pending

Back Apply Now

3

Benefits

0

Reward Categories

—

Max Reward

—

APR From
Basic Information
PENDING

Program ID: vintage-king-audio-credit-card

Issuer: Synchrony

Card Name: Vintage King Audio Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 11:05

Last Scraped: Feb 17, 2026 11:07

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 3 Total
PENDING
Financial 1
No Annual Fee
$0 annual fee

The Vintage King Audio Credit Card does not charge an annual fee for card membership, allowing cardholders to maintain their account without recurring yearly costs.

Lifestyle 1
Online Account Management
N/A

Cardholders can conveniently manage their Vintage King Audio Credit Card account online through Synchrony's platform. This includes viewing statements, making payments, setting up alerts, and updating personal information.

Shopping 1
Special Financing Offers
Varies by promotion

Cardholders can access special financing promotions on qualifying purchases made with the Vintage King Audio Credit Card. Specific terms, such as promotional APR, duration, and minimum purchase requirements, apply and may vary based on the offer.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR
Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 60 months

⚠️ Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
620 - 720
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
No Issuer Rules Available

Click "Get Data" button below to fetch issuer rules.

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Customers appreciate the special financing options for large audio equipment purchases and the convenience of dedicated brand credit.

Top Negative:
Concerns often include high standard APRs, limited utility outside Vintage King, and general Synchrony customer service experiences.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Sweetwater Card (Synchrony)
  • Amazon Prime Rewards Visa Signature Card
  • PayPal Cashback Mastercard (Synchrony)

Card Value Score: 65.0 / 100

Est. Annual Rewards: $120.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 03/2024