Woman Within Credit Card

Synchrony Pending

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0

Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: woman-within-store-card

Issuer: Synchrony

Card Name: Woman Within Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 15:42

Last Scraped: Feb 17, 2026 15:44

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Points

Base Rate: 0x

Bonus Rate: 2x

Categories: Woman Within purchases

Quarterly Rotating: No

Expiration Policy: Reward Certificates expire 90 days from issuance. Points expire 12 months from the date they are earned.

Point Value: 0.05¢

Redemption Penalties: Reward Certificates are only redeemable for merchandise at Woman Within, Roaman's, Jessica London, KingSize, BrylaneHome, and OneStopPlus.com. Minimum redemption is $10. Cannot be redeemed for cash or applied to account balance. Cannot be combined with certain promotional offers.

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Supported
Application Process
Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Woman Within Store Card (Synchrony) in 2026 requires applicants to be 18 years or older, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess a verifiable income. Approval is subject to Synchrony's credit underwriting standards, typically requiring a fair to good credit score, though store cards can sometimes be more accessible. New cardholders are generally offered an initial discount on their first purchase (e.g., 20% off). Ongoing benefits often include exclusive cardholder discounts, birthday offers, and special financing promotions on qualifying purchases made at Woman Within. Rewards programs usually involve earning points per dollar spent at Woman Within, redeemable for future purchases.

Max Cards Per Issuer: 4

Min Spend Interval: Store cards rarely feature large, time-bound spend bonuses like general-purpose credit cards. Initial discounts are usually applied to the first purchase. If any spend-based bonus were introduced (e.g., 'spend $X to get Y bonus points'), the standard interval for Synchrony would typically be 3 months.

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts, excessive application velocity for new Synchrony cards, consistent late payments or defaults on any Synchrony account, suspicious or fraudulent activity, extended periods of inactivity on the card, significant changes in credit profile (e.g., bankruptcy, high debt-to-income ratio).

Cliff Effect Rules: Synchrony store cards generally operate independently. There isn't a 'card family' rule that prevents you from getting one Woman Within card if you have another Synchrony store card. However, approval for new Synchrony cards can be impacted by the total credit extended across all existing Synchrony accounts, potentially leading to denials if the cumulative credit limit is deemed too high for the individual's credit profile.

Special Events: Cardholder-exclusive sales events (e.g., 'Cardholder Appreciation Days'), double or triple points earning days on Woman Within purchases, special financing offers (e.g., 6 or 12 months no interest on purchases over a certain amount), birthday discounts and anniversary rewards, free shipping promotions for cardholders.

Holiday Promos: Major retail holidays such as Black Friday/Cyber Monday, Christmas/Holiday Season (November-December). Seasonal sales including Spring Refresh, Summer Styles, Fall Fashion, Winter Clearance. Specific promotional periods around Mother's Day, Memorial Day, Labor Day, and Back-to-School.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Good for loyal Woman Within shoppers, offering significant discounts and free shipping on purchases. Easy application process and exclusive cardholder offers.

Top Negative:
High interest rates make carrying a balance expensive. Limited utility as it's only usable at Woman Within, and rewards are brand-specific.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • JCPenney Credit Card
  • Lane Bryant Credit Card
  • Capital One Platinum Secured Credit Card

Card Value Score: 60.0 / 100

Est. Annual Rewards: $90.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0