World of Hyatt Business Credit Card

Chase Visa Business Pending

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Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: world-of-hyatt-business-credit-card

Issuer: Chase

Card Name: World of Hyatt Business Credit Card

Card Type: Credit

Network: Visa

Card Tier: Business

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 16:18

Last Scraped: Jan 15, 2026 16:20

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Hyatt Points

Base Rate: 1x

Bonus Rate: 4x

Categories: 4x on Hyatt purchases; 2x on the top 2 of 8 spend categories each quarter (up to $50,000 in combined spend per calendar year across these categories: dining, shipping, airline tickets purchased directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet, cable, and phone services); 2x on fitness and wellness club memberships; 1x on all other eligible purchases.

Quarterly Rotating: No

Cap Amount: $50,000.00

Expiration Policy: Points expire if there is no activity on the account for 24 consecutive months.

Point Value: 0.02¢

Travel Portal Multiplier: 1x

Transfer Partners: N/A (Hyatt points are a proprietary hotel currency)

Redemption Penalties: None for standard redemptions.

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Hotel Status: Hyatt Discoverist

Sign-Up Bonus
PENDING

75,000

Points/Miles

Requirement: Spend $15,000 in 180 days

Timing: Typically within 6-8 weeks after the spending requirement is met and the statement closes, but often posts sooner.

Fee Structure
PENDING
Annual Fee: $95.00
Year 1 Waived: No
Effective Annual Fee: $-5.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 28.24%

Balance Transfer APR: 28.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Duration: 0 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
690 - 850
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: To be eligible for the World of Hyatt Business Credit Card in 2026, applicants must meet several key Chase and product-specific criteria. The primary application rule is the Chase 5/24 rule: applicants must not have opened 5 or more personal credit card accounts across *any* issuer in the past 24 months. While Chase business cards do not count towards your 5/24 total, you must be under 5/24 to be approved for a new Chase business card. Bonus eligibility requires that the applicant has not received a new cardmember bonus for the World of Hyatt Business Credit Card in the past 24 months. This rule applies specifically to this product and not necessarily other Hyatt co-branded cards. Applicants must operate a legitimate business (e.g., sole proprietorship, LLC, corporation) and provide business details such as revenue, industry, and potentially an EIN or SSN for sole proprietors. Chase will assess the business's legitimacy and financial health. A strong personal credit history (typically 700+ FICO score) is also required. Chase may also consider the applicant's total credit exposure across all existing Chase accounts; if deemed too high, they may require credit reallocation or deny the application.

Max Cards Per Issuer: 7

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (MS) activities, excessive credit limit across all Chase cards, rapid application for multiple new cards in a short period, frequent balance transfers without genuine spending, misrepresentation of business income or activity, repeated late payments, or suspicious account activity.

Cliff Effect Rules: The primary 'cliff effect' for the World of Hyatt Business Credit Card is the 24-month bonus rule, meaning you cannot receive the new cardmember bonus if you have received it for *this specific card* within the last 24 months. This rule applies per product, not across the entire 'Hyatt' card family (e.g., receiving a bonus for the personal World of Hyatt card does not prevent you from getting the business card bonus, provided you meet the 24-month rule for each specific product).

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.1 / 5.0

Top Positive:
Excellent earning on Hyatt stays and bonus categories, valuable free night certificate, pathway to elite status, solid travel benefits.

Top Negative:
Annual fee can be high for those who don't maximize Hyatt benefits, limited redemption flexibility outside of Hyatt properties, bonus categories might not align with all business spending.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Ink Business Preferred
  • American Express Business Gold Card
  • Capital One Spark Miles for Business

Card Value Score: 88.0 / 100

Est. Annual Rewards: $2,240.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v2024.01