1
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 1 Total
PENDINGFinancing 1
Special Financing Options
Varies by promotional offerCardholders can access special financing options for qualifying purchases made at Ziebart locations. Specific promotional offers and terms are subject to credit approval and may vary; details should be confirmed at a Ziebart service center.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Intro APR Offers
Promo Financing: Special Financing
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Ziebart credit card, issued by Synchrony, primarily offers special financing options (e.g., 0% APR for X months on qualifying Ziebart purchases over a certain amount) rather than traditional sign-up bonuses. Specific offers vary and are often tied to promotional periods or minimum purchase amounts. Eligibility requirements include being 18 years or older, a U.S. resident, possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meeting Synchrony's creditworthiness criteria, which typically requires fair to good credit for approval.
Max Cards Per Issuer: 7
Min Spend Interval: N/A for traditional bonus; promotional financing terms apply to qualifying purchases made at Ziebart, typically at the point of sale.
Cliff Effect Rules: Not applicable. The Ziebart credit card is a standalone store-specific card; there are no 'card family' rules or upgrade/downgrade paths that would trigger a cliff effect.
Special Events: Seasonal maintenance promotions (e.g., spring detailing, winter protection packages), exclusive discounts for cardholders on specific Ziebart services or products, special financing offers tied to new product launches or service bundles, and potential loyalty program integration or bonus discounts for cardholders.
Holiday Promos: Major retail holidays (e.g., Black Friday, Cyber Monday, Christmas/New Year), seasonal periods relevant to car care (e.g., Spring Break, Summer Road Trip season, Fall preparation), and specific Ziebart promotional events throughout the year.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Easy financing for automotive services and gas, accepted widely at auto shops, no annual fee.
Top Negative:
High regular APR after promotional period, deferred interest pitfalls, customer service issues with Synchrony.
Approval Experience: 72.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Citi Double Cash Card
- Discover it® Cash Back
Card Value Score: 68.0 / 100
Est. Annual Rewards: $0.00
Approval Probability: 80.0%
Version Control
PENDINGVersion ID: v2024.01